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Privacy Policy

This Privacy Policy explains how we collect, use, process, disclose, store, and protect information when you access or use the Cryptosavers Club Platform, including its websites, applications, member portal, governance systems, educational resources, and related services.

Date Release: June 13, 2026
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1. Introduction

Cryptosavers Club ("CSC," "Platform," "we," "our," or "us") respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, process, disclose, store, and protect information when you access or use the Cryptosavers Club Platform, including its websites, applications, member portal, governance systems, educational resources, and related services.

By accessing or using the Platform, you consent to the practices described in this Privacy Policy.

If you do not agree with this Privacy Policy, please discontinue use of the Platform.

2. Information We Collect

We may collect information directly from users, through automated technologies, from blockchain networks, and from third-party service providers.

A. Account Information: When you create an account, we may collect:

  • Full name
  • Username
  • Email address
  • Password (encrypted)
  • Account number
  • Member identification information
  • Date of registration
  • Account preferences

B. Profile Information: Depending on the services you use, we may collect:

  • Contact information
  • Mailing address
  • Country of residence
  • Date of birth
  • Citizenship information
  • Business information
  • Organization details
  • Authorized representative information

C. Identity Verification Information: Where required for compliance purposes, we or our licensed service providers may collect:

  • Government-issued identification
  • Selfie verification
  • Proof of address
  • Tax information
  • Corporate registration documents
  • Beneficial ownership information
  • Additional documentation required by applicable laws

Identity verification services may be performed by independent third-party compliance providers.

D. Wallet and Blockchain Information: Because certain Platform functions interact with blockchain networks, we may collect:

  • Wallet addresses
  • Public blockchain transaction records
  • Digital asset balances visible on public blockchains
  • Transaction hashes
  • Smart contract interactions
  • Governance participation records

Blockchain data is generally public, immutable, and may remain permanently accessible on the blockchain.

E. Financial and Transaction Information: Depending on the services used, we may collect:

  • Top-up activity
  • Savings goal activity
  • Marketplace transactions
  • Escrow activity
  • Rewards activity
  • Peer-to-peer transactions
  • Governance voting records
  • Conversion requests
  • Transaction timestamps

F. Device and Technical Information: We may automatically collect:

  • IP address
  • Browser type
  • Device type
  • Operating system
  • Language settings
  • Login history
  • Session information
  • Security logs
  • Geographic location inferred from IP address

G. Communications: We may collect information when you:

  • Contact support
  • Submit inquiries
  • Participate in surveys
  • Submit proposals
  • Engage in governance discussions
  • Communicate through Platform channels

3. How We Use Information

We may use collected information to provide Platform services, including:

  • Create and maintain accounts
  • Operate Platform features
  • Process transactions
  • Manage governance activities
  • Facilitate community participation

We may use collected information for security and fraud prevention, including:

  • Verify identities
  • Detect suspicious activities
  • Prevent fraud
  • Protect accounts
  • Investigate abuse

We may use collected information for compliance, including:

  • Comply with applicable laws
  • Fulfill KYC and KYB obligations
  • Perform sanctions screening
  • Support AML and CTF requirements
  • Comply with Travel Rule obligations

We may use collected information for Platform improvement, including:

  • Improve functionality
  • Analyze usage trends
  • Develop new features
  • Optimize user experience

We may use collected information for communications, including:

  • Send service notifications
  • Provide support responses
  • Deliver governance announcements
  • Inform users of policy changes
  • Communicate security alerts

4. Legal Basis for Processing

Depending on applicable laws, we process information based on:

  • User consent
  • Contractual necessity
  • Legal obligations
  • Legitimate business interests
  • Protection of users and Platform security
  • Compliance requirements

5. Information Sharing

We do not sell personal information.

We may share information with licensed service providers to:

  • Verify identity
  • Process transactions
  • Meet compliance requirements
  • Deliver requested services

We may share information with compliance providers, including:

  • Identity verification providers
  • AML screening providers
  • Fraud prevention services
  • Risk management providers

Transactions submitted to public blockchains become publicly visible and cannot generally be deleted or modified.

Users acknowledge that blockchain activity may be permanently visible to others.

We may disclose information to legal and regulatory authorities where required:

  • By law
  • By court order
  • By lawful governmental request
  • For regulatory compliance
  • To investigate fraud or criminal activity

If the Platform undergoes restructuring, merger, acquisition, or reorganization, information may be transferred as part of the transaction.

6. Governance Transparency

Certain governance activities may be publicly visible within the Platform.

Examples may include:

  • Proposal submissions
  • Voting activity
  • Governance participation records
  • Governance outcomes

Transparency is a core component of community governance.

7. Cookies and Tracking Technologies

We may use:

  • Cookies
  • Session identifiers
  • Security tokens
  • Analytics tools
  • Performance monitoring tools

These technologies help:

  • Authenticate users
  • Maintain sessions
  • Improve security
  • Analyze Platform usage
  • Enhance user experience

Users may disable cookies through browser settings, although some features may not function properly.

8. Data Retention

We retain information for as long as necessary to:

  • Operate the Platform
  • Comply with laws
  • Resolve disputes
  • Enforce agreements
  • Meet compliance obligations

Retention periods may vary depending on the type of information and legal requirements.

Certain blockchain records cannot be deleted because they exist on public distributed ledgers.

9. Data Security

We implement reasonable administrative, technical, and organizational safeguards to protect information.

Security measures may include:

  • Encryption
  • Access controls
  • Multi-factor authentication
  • Monitoring systems
  • Security audits
  • Incident response procedures

However, no system is completely secure.

Users acknowledge that internet transmissions, blockchain systems, and digital storage carry inherent risks.

10. International Data Transfers

Because the Platform operates globally, information may be processed or stored in jurisdictions different from your country of residence.

By using the Platform, you consent to such transfers where permitted by law.

Reasonable safeguards will be implemented where applicable.

11. Your Privacy Rights

Depending on applicable laws, users may have rights to:

  • Access personal information
  • Correct inaccurate information
  • Request deletion
  • Restrict processing
  • Object to processing
  • Request portability
  • Withdraw consent where applicable

Certain requests may be limited by:

  • Legal obligations
  • Compliance requirements
  • Security concerns
  • Blockchain immutability

12. Blockchain Disclosure

The Platform may interact with public blockchain networks.

Users acknowledge that:

  • Blockchain transactions are generally permanent.
  • Blockchain transactions are publicly visible.
  • Blockchain data cannot typically be modified or deleted.
  • Privacy rights may be limited with respect to blockchain records.

Users should carefully consider what information they associate with public wallet addresses.

13. Children's Privacy

The Platform is not intended for individuals under eighteen (18) years of age or the legal age of majority in their jurisdiction.

We do not knowingly collect information from minors.

If we become aware that information has been collected from a minor without appropriate authorization, we may delete such information and terminate the associated account.

14. Third-Party Services

The Platform may contain links or integrations with third-party services.

We are not responsible for:

  • Third-party privacy practices
  • Third-party security practices
  • Third-party content
  • Third-party policies

Users should review the privacy policies of any third-party services they use.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

Updated versions become effective upon publication unless otherwise stated.

Continued use of the Platform constitutes acceptance of the revised Privacy Policy.

16. Contact Information

Questions regarding this Privacy Policy may be directed to the official Cryptosavers Club privacy and support channels designated by the Platform.

Requests relating to privacy rights, corrections, access requests, or compliance matters may be submitted through official support procedures.

Plain Language Summary

Summary:

  • We collect information necessary to operate the Platform, provide services, maintain security, and comply with laws.
  • We do not sell your personal information.
  • Some information may be shared with licensed service providers and compliance partners.
  • Blockchain transactions may be permanently visible and cannot usually be deleted.
  • We use security measures to protect information but cannot guarantee absolute security.
  • You may have privacy rights depending on your jurisdiction.
  • Continued use of the Platform indicates acceptance of this Privacy Policy.
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